Author: Tommie

  • EB-5 Investing

    EB-5 Investing

    The EB-5 Immigrant Investor Program allows foreign investors to obtain a Green Card (permanent residency) in the United States by investing in a U.S. business that creates jobs for U.S. workers. Here’s a breakdown of the program and its requirements as of 2025: Disclaimer: The EB-5 program is subject to change (rules and investment amounts),…

  • Understanding the Master Lease

    Understanding the Master Lease

    In commercial real estate (CRE), both a master lease option and a master lease agreement are strategies that allow an investor to control a property without immediately owning it. However, they have some key differences: In a Nutshell Master Lease Agreement Master Lease Option Here’s a table summarizing the key differences: Feature Master Lease Agreement…

  • Running the Numbers

    Running the Numbers

    tldr: Ever wanted to know quickly if a deal will pencil out? See my spreadsheet to start. Real estate investing can be incredibly rewarding, but it’s also a significant financial undertaking. Before diving headfirst into your next Commercial Real Estate (CRE) purchase, it’s absolutely crucial to run the numbers. This involves a thorough financial analysis to…

  • Mobile Home Tax Primer

    Mobile Home Tax Primer

    Are interest payments on (mobile) manufactured homes tax deductable? What about sales or property taxes? Like most things – the answer is – it depends. The following information is educational but subject to change and is certainly incomplete. Consider this as a starting point for discussions with a tax professional. State and Federal tax laws…

  • FHA? For Mobile Homes?

    FHA? For Mobile Homes?

    FHA Programs for Mobile/Manufactured Homes in California Yes, there are FHA programs available for purchasing mobile homes in California. The Federal Housing Administration (FHA) offers two primary programs:   1. California Home Loans – eLEND www.elend.com FHA Title I Loan Program FHA Title II Loan Program Looking for Down Payment Assistance Programs in California? California…

  • The NAR Settlement: A Seismic Shift in Real Estate

    The NAR Settlement: A Seismic Shift in Real Estate

    Background The recent settlement agreement reached by the National Association of Realtors (NAR) has sent shockwaves through the real estate industry. This landmark deal, which aims to address allegations of anti-competitive practices related to buyer agent commissions, is poised to dramatically reshape the landscape for everyone involved. In a Nutshell The Impact on Listing Agents…

  • Strategies for Managing Rising Operating Expenses

    Strategies for Managing Rising Operating Expenses

    Rising operating expenses pose a significant challenge to commercial property owners and managers. To maintain profitability and property value, a multifaceted approach is essential. By strategically combining operational efficiency, cost reduction, revenue enhancement, risk management, and financial discipline, property owners can effectively mitigate the impact of increasing expenses. In a Nutshell Operational Efficiency Cost Reduction…

  • Manufactured Homes Explained

    Manufactured Homes Explained

    Buying Mobile/Manufactured Homes Understanding the Buying Options Purchasing a mobile or manufactured home in a rented space within a mobile home park presents unique challenges compared to traditional homeownership. Here’s a breakdown of the key differences in mortgage programs and taxes: Mortgage Programs Taxes Additional Considerations California Manufactured Homes (FAQs) The Board of Equalization maintains…

  • DSTs in Perspective

    DSTs in Perspective

    Delaware Statutory Trusts (DSTs): A Gateway to Commercial Real Estate DSTs offer individual investors a unique opportunity to participate in large-scale commercial real estate projects that would otherwise be inaccessible. By pooling funds with other investors, DST participants gain fractional ownership in properties managed by experienced real estate sponsors. Unlike direct property ownership, investors hold…

  • The convergence of absorption and vacancy rates

    The convergence of absorption and vacancy rates

    Absorption rate in CRE explained simply Imagine a sponge: The absorption rate tells you how fast the water gets squeezed out: In a Nutshell Metrics to compare absorption rate and glean insights: By looking at absorption rate alongside these metrics, investors can form a better picture of: Remember, absorption rate is a dynamic measure, giving…